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Explain Adverse Action
the exchange of funds between the originating and receiving institution
Commercial lenders
Approval authorities
Payment Channels: Card Payments passport Explain Adverse ActionIn this class with the Payments Professor, youll explore how card payments work from swipe to settlement. Learn the roles of issuers, acquirers, and networks like Visa and Mastercard, and understand the difference between credit, debit, prepaid, and charge cards. Well break down the transaction flow, fees (like interchange and MDR), card present vs. card not present risks, and the critical role of PCI DSS compliance. You'll also examine how emerging
